Explore how consistent Medicare Supplement production could create
first-month cash flow, ongoing level-for-life commission income, and
additional Lead Account Value.
Mike spent approximately 14 years on the carrier side before leaving the
corporate world to build an independent agency and an opportunity for
other agents.
Watch this short introduction, then use the calculator below to explore
how the opportunity could fit your business.
Ready to Run Your Numbers?
A Path Designed for Consistent Production
Explore the commission structure, contractual vesting provisions, and
additional Lead Account Value available through the opportunity.
Level-for-Life Commission Potential
Eligible Medicare Supplement production can generate first-month
compensation followed by ongoing level renewal commission potential.
Consistent monthly production can allow payments from multiple policy
groups to overlap over time.
Compensation varies by Producer Path, product, state, contract,
persistency, and carrier rules.
100% Vested From Day One
Subject to the carrier contract, earned renewals are 100% vested from
day one and can remain with the producer even if they later leave the
business, become unlicensed, or pass away, with applicable payments
handled under the contract’s estate or beneficiary provisions.
ON TOP OF COMMISSION
Bonus Lead Money on Top of Commission
Lead Account Value is calculated separately and is in addition to
estimated commission income.
Estimated at 15% of annualized premium generated by new production.
This is separate from commission and is not included in
commission-only totals.
How Monthly Compensation Can Build
Each month of new production creates a separate policy cohort. As more
cohorts are added, their estimated commission schedules can overlap.
New production may generate first-month compensation.
Prior production may continue generating month-end commission.
Multiple policy cohorts can pay during the same month.
Lead Account Value is calculated separately.
Lead Account Value is not commission income.
All displayed results are estimates, not guarantees.
How the calculation works
The calculator applies the selected Producer Path multiplier to each
month’s new policy cohort. It uses the applicable first-, second-,
third-, and fourth-payment-month multipliers, followed by the multiplier
for payment months 5–48 and month 49 onward.
Important illustration notice
For training and recruiting illustrations only. Actual compensation may vary
by contract, state, product, issue age, payment mode, policy persistency,
chargebacks, and carrier rules. Examples are estimates and are not guarantees
of future income.
Calculate Your Monthly Commissions
Enter realistic assumptions for your business. Your complete monthly
breakdown is available without submitting contact information.
Enter the average monthly premium for one issued policy.
Your Estimated Results
Your projection and complete month-by-month breakdown are shown below.
Estimated Total Compensation Including Lead Account Value
$0
Projected commission plus projected Lead Account Value.
Estimated Commission$0
Commission only over the selected projection period.
Estimated Lead Account Value$0
Calculated separately at 15% of annualized premium. This is in
addition to estimated commission and is not included in
commission-only totals.
Estimated Month 1 Commission$0
First-month commission from the first new policy cohort.
Full 12-Month Commission Value on Year 1 Sales$0
The full first 12 payment months on policies sold during the first
production year, including payments received in the following
calendar year.
Your Month-by-Month Commission Breakdown
Added Month-End Commission includes payments from previously sold cohorts
only. Cumulative Commission never includes Lead Account Value.
Swipe left or right to view the complete breakdown.
Month
New Policies
First-Month Advance
Added Month-End Commission
Total Commission This Month
Lead Account Value
Cumulative Commission
Ready to See How This Could Work for Your Business?
Submit your information and Mike will help you review the numbers,
explain the contracting options, and discuss how the opportunity could
fit your business.
Estimate and compliance reminder
For training and recruiting illustrations only. Actual compensation may
vary by contract, state, product, issue age, payment mode, policy
persistency, chargebacks, and carrier rules. Examples are estimates and
are not guarantees of future income.
Talk Through the Opportunity with Mike
Submit your information above, schedule a call, or call Mike directly.
Your calculator results remain available whether or not you submit the
form.
